This is a functionally equivalent replacement of the current reference
counting of struct fw_card instances.  It only converts it to common
idioms as suggested by Kristian Høgsberg:
  - struct kref replaces atomic_t as the counter.
  - wait_for_completion is used to wait for all card users to complete.

BTW, it may make sense to count card->flush_timer and card->work as
card users too.
Signed-off-by: Stefan Richter <stefanr@s5r6.in-berlin.de>